State by State Pending and recently passed #AntiProtestLaws: #Minnesota
SF 1501: Heightened penalties for protesters who block #traffic
Would heighten penalties for protesters who intentionally “interfere with” or “disrupt” traffic that is entering, exiting, or on a freeway or a roadway on airport property. Under the bill, intentional traffic disruption on freeways or airport roadways would be a gross misdemeanor, punishable by up to one year in jail and a $3,000 fine. The relevant provisions are identical to HF 329 / SF 728.
Full text of bill: https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1501&ssn=0&y=2025
Status: pending
Introduced 17 Feb 2025.
Issue(s): #Traffic =Interference
SF 1363: New penalties for pipeline protesters and supporters, and protesters who block traffic
Would create new civil and criminal liability for funders and supporters of protesters who peacefully demonstrate on pipeline or other utility property. Any person or entity that "recruits, trains, aids, advises, hires, counsels, or conspires with" a person who trespasses onto a “critical public service facility, utility, or pipeline” would be civilly liable for any damages committed by the trespasser under the bill. They would also be guilty of a gross misdemeanor, punishable by a fine of up to $3,000, if they fail to make a reasonable effort to prevent the violation. Additionally, the bill would make the person who trespasses onto the critical public service facility, utility, or pipeline strictly liable for civil damages. Similar provisions were introduced as SF 1493 in the 2023-2024 session. The bill would also make it a gross misdemeanor to obstruct traffic on a freeway or on a public road within airport property, with intent of obstructing or otherwise interfering with traffic. As written, the offense could cover protesters who even momentarily delayed cars on a freeway while demonstrating on the side of the freeway or on an overpass. Similar provisions were introduced as SF 1285/HF 1967 in the 2021-2022 session.
Full text of bill: https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF1363&ssn=0&y=2025
Status: pending
Introduced 13 Feb 2025.
Issue(s): Civil Liability, #ProtestSupporters or Funders, Infrastructure, Traffic Interference, Trespass
HF 329 / SF 728: Heightened penalties for protesters who block traffic
Would heighten penalties for protesters who intentionally “interfere with” or “disrupt” traffic that is entering, exiting, or on a freeway or a roadway on airport property. Under the bill, intentional traffic disruption on freeways or airport roadways would be a gross misdemeanor, punishable by up to one year in jail and a $3,000 fine. A nearly identical bill was proposed as HF 1967 / SF 1285, introduced in 2021.
Full text of bill: https://www.revisor.mn.gov/bills/bill.php?f=HF329&y=2025&ssn=0&b=house
Status: pending
Introduced 13 Feb 2025.
Issue(s): Traffic Interference
HF 367 / SF 180: New civil liability for street protesters
Would allow third parties or the government to sue protesters if they interfere with traffic on certain public roads. Under the bill, someone who intentionally “interferes with” or “obstructs” passage on any “public highway” would be civilly liable for damages and attorneys fees. Any injured person, private entity, or state or local government could bring such a lawsuit, though the bill provides that the government cannot bring both a civil suit and criminal charges for the same conduct. “Highways” in Minnesota include many two-lane roads with stop signs and stoplights. As such, protesters whose demonstration paused or delayed traffic on certain roads could face costly litigation by, for instance, a company that claimed it was “damaged” by the delay.
Full text of bill:
https://www.revisor.mn.gov/bills/bill.php?b=House&f=HF367&y=2025&ssn=0
Status: pending
Introduced 13 Feb 2025.
Issue(s): Traffic Interference
SF 708: BARRING PUBLIC BENEFITS FOR PROTEST-RELATED OFFENSES
Would broadly disqualify a person convicted of an offense during a protest from receiving #PublicAssistance. Any "offense related to the person's illegal conduct at a protest, demonstration, rally, civil unrest, or march" would disqualify the person from a range of benefits, including #FoodAssistance, education #loans and grants, and #unemployment assistance. Under the bill, a person convicted of even a misdemeanor that is deemed somehow "related" to their participation in a peaceful protest could face permanent disqualification from such benefits. The same bill was introduced as SF 935 in 2023.
Full text of bill: https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF0708&ssn=0&y=2025
Status: pending
Introduced 27 Jan 2025.
Issue(s): Limit on Public Benefits
SF 702 / HF 2808: New civil immunity for drivers who hit protesters
Would shield from civil lawsuits drivers who hit street protesters in certain situations. The bill provides that anyone who unlawfully obstructs a roadway cannot sue a driver for any injury, loss, death or damage they suffered if the driver was seeking to “retreat or escape” from the roadway obstruction and believed they were in immediate danger of injury. An identical bill was introduced as SF 5500 in 2024.
Full text of bill: https://www.revisor.mn.gov/bills/bill.php?b=Senate&f=SF0702&ssn=0&y=2025
Status: pending
Introduced 27 Jan 2025.
Issue(s): Driver Immunity
#FirstAmendment #CriminalizingDissent
#Authoritarianism #Fascism #Clampdown #CriminalizingProtest
#CharacteristicsOfFascism #USPol #AntiProtestLaws #PipelineProtests #HeatherHeyer #UniteTheRight #DrivingDownProtestors
https://www.europesays.com/1980688/ How Verified Data Platforms Strengthen Business Lending #america #business #Data #DataPlatforms #DataSharing #FeaturedNews #fraud #FraudPrevention #HanyFam #Lending #LoanDecisioning #Loans #Markaaz #News #PaycheckProtectionProgram #PYMNTSNews #PymntsTv #UnitedStates #UnitedStatesOfAmerica #US #USA #video
…The case began in 2020 when the #CFPB accused Townstone of #redlining & breaking fair-lending laws by discouraging residents living in majority-#Black neighborhoods from applying for its #housing #loans. It homed in on comments made during the company’s radio show & podcast, “The Townstone Financial Show,” saying they were intended to rebuff Black borrowers or those seeking to buy homes in certain neighborhoods.
Federal government promises $2.55B in low-cost loans to help Toronto build rental homes
The federal government says it will offer billions in low-cost, long-term financing to help build thousands of rental units in Toronto, including more than a thousand affordable homes.
#Government #Housing #Loans #Toronto #News #Canada
https://www.cbc.ca/news/canada/toronto/rental-homes-toronto-loans-federal-government-1.7487409?cmp=rss
Federal government promises $2.55B in low-cost loans to help Toronto build rental homes
The federal government says it will offer billions in low-cost, long-term financing to help build thousands of rental units in Toronto, including more than a thousand affordable homes.
#Government #Housing #Loans #Toronto #News #Canada
https://www.cbc.ca/news/canada/toronto/rental-homes-toronto-loans-federal-government-1.7487409?cmp=rss
Found this on a Discord...
If you need to move from a #redState to a #blueState because you are #trans or #nonBinary, etc. these folks are offering interest-free #loans.
Keshet-HFLS “Move to Thrive” Interest-Free Loan Program
Applicants do not have to be Jewish and can be moving from any state in the U.S. to any state in the U.S. (but not outside of the country).
To qualify, applicants must meet the following requirements:
- Have plans to move to a different state within three months of receiving an HFLS loan and be able to submit documentation of their move OR plan to move no later than six months from the time they receive the loan.
- Have annual household income sufficient to support loan repayment, and no higher than the HFLS income limits.
- Have an active checking account.
- Provide one guarantor who meets the two requirements above.
Initial funding for this program is provided by the Jewish LGBTQ Donor Network.
Norway Savings Bank honors top employees with awards | Local Business News https://www.byteseu.com/823575/ #banking #Credit #Debt #DemandForMoney #FamilyEconomics #Finance #FinancialServices #InvestmentBanking #leadership #Liability(financialAccounting) #Loans #Norway #PersonalFinance #RealEstate #SocialPsychology
EIB supports 2GW Austrian renewable power portfolio https://www.byteseu.com/814582/ #Austria #CoLocation #EIB #Europe #Finance #legislation #Loans #Policy #Projects #PvAustria
Ukraine Daily summary - Saturday, March 8 2025
Republicans urge Trump to resume military, intelligence assistance to Ukraine -- Ukraine wasn't officially asked by US to make territorial concessions -- Drones target Russian Bryansk Oblast in overnight attack -- The Czech weapons giant replacing the Kalashnikov in Ukraine’s army -- and moreMortgage rates fall for the sixth-straight week as economy slows https://www.byteseu.com/807658/ #and #business #BusinessNews #content #economy #EconomyNews #Gannett #GannettHomeAndGardenContentSeries #Garden #Home #Loans #mortgage #MortgageRates #Negative #News #Overall #OverallNegative #rates #series
Но есть и хорошие новости.
С недавних пор вы можете запретить получение кредитов на своё имя на Госуслугах.
https://www.gosuslugi.ru/landing/nocredit
Если финансовая организация заключит договор с человеком, у которого установлен запрет, она не сможет требовать от него исполнения обязательств по такому договору
Запрет возможен в разных конфигурациях: для банков и микрокредитных, а также лично и удалённо. Или так называемый "полный" режим.
На самом деле, "полный" запрет тоже не полный, т.к не запрещает ипотеку, образовательные и автокредиты. Но и их оформление - более сложная и зарегулированная процедура.
Я воспользовался случаем и протестировал свои РуТокены при подписи заявления на запрет.
Теперь можно будет отвыкнуть посещать личный кабинет кредитного бюро на регулярной основе.
https://www.europesays.com/1890411/ Austria’s Real Estate Market Continues to Weaken: Hope for Recovery in 2025 – Vindobona.org #austria #CompassGruppe #ECBEuropeanCentralBank #EconomicDevelopment #InterestRates #Loans #Nachrichten #Österreich #RealEstateDevelopment #RealEstateIndustry #RealEstatePrices
An #email sent Monday by a #Trump administration official, obtained by Popular Information, explicitly instructs federal employees at the Consumer Financial Protection Bureau #CFPB to not carry out activities mandated by law. The email directly contradicts representations CFPB officials made in federal #court. #maga #vought #musk #doge #politics #WhiteHouse #congress #DoddFrank #financialsystem #economics #banking #loans #college #debt #mortgages #consumerprotection https://popular.info/p/email-shows-trump-officials-are-lying
“Nobody is helped by shutting down the agency, except #BigBanks, #ConMen & rip-off artists, oh & #billionaires like Mr. Musk, who is trying to start a new ‘#XMoney’ feature on his social media platform,” Sen #ElizabethWarren said at the hearing. “By eliminating the #CFPB, he would take the financial cop off the beat.”
But on Thurs, the #Trump #CFPB dropped several complaints against financial institutions, including the ones for #CapitalOne & #RocketHomes.
“We welcome the CFPB’s decision to dismiss this action, which we strongly disputed,” a spokesperson for Capital One said in an emailed statement.
In a statement, Rocket Homes said: “This case was a misrepresentation of the facts, as we have said from the day the suit was filed.”
A month earlier, the #CFPB filed a lawsuit against #RocketHomes Real Estate, alleging that the company incentivized real estate brokers & agents to steer home buyers to #RocketMortgage.
“At a time when #homeownership feels out of reach for so many, companies should not illegally block competition in ways that drive up the cost of #housing,” said then-CFPB Dir Rohit Chopra in announcing the action.
#Trump #Musk #law #economy #regulation #banks #credit #loans #kleptocracy
https://www.consumerfinance.gov/about-us/newsroom/cfpb-files-lawsuit-to-stop-illegal-kickback-scheme-to-steer-borrowers-to-rocket-mortgage/
In one of its final actions under the #Biden admin, for example, the #CFPB filed a lawsuit on Jan 14 against #CapitalOne, alleging the financial institution misrepresented its “360 Savings” accounts, effectively “cheating consumers out of more than $2B in interest payments.”
#Trump #Musk #DOGE #law #economy #regulation #banks #credit #loans #mortgages #foreclosures #debt #housing #markets #USpol #kleptocracy #plutocracy
https://www.consumerfinance.gov/about-us/newsroom/cfpb-sues-capital-one-for-cheating-consumers-out-of-more-than-2-billion-in-interest-payments-on-savings-accounts/
When harmed, the average #consumer often doesn’t have the #money to defend themself. Hiring an attorney is expensive. Rooting out deceptive predatory practices should be left to the #government, not a family trying to make ends meet.
Remember the Great #Recession?